Settle Debt Fast - Reviewed & Compared


Settle Debt Fast is a company that helps people negotiate a settlement on their debt with a lender. A settlement is an agreement that the borrower will pay a portion of the debt owed but not all of it. Typically it is about a 50% reduction.

Settle Debt Fast is a company that specialized in getting these deals done as fast as possible so that the borrower can get on with their life without a hefty debt burden.

MORE: Talk to a credit counselor at Settle Debt Fast

Many Types Of Debt

What kind of debts do you have? Settle Debt Fast can probably help with most of them. Their list of debts available for relief includes credit cards, personal loans and lines of credit, medical bills, and more. These are all unsecured loans meaning that they are not backed by a physical asset like a car or house. They only work with unsecured loans.

Free Consultation

To start, you simply fill out their online form or call their dedicated debt help line. You'll discuss your financial situation with one of their certified debt counselors, who will walk you through a free debt analysis. Their staff is knowledgeable and friendly, and together you will create a plan to pay off your debts for less than you owe. Best of all, you can get started on your plan with no upfront fees.

Why Go With Them?

Settle Debt Fast has BBB accreditation and a strong reputation in the industry and amongst users, with an average 4.8 rating on Trustpilot. The company’s professional team can provide useful advice on debt consolidation to those struggling with debt, as well as negotiating with creditors on their behalf. With no upfront fees they could be a cost-effective way to tackle your financial issues. The company’s suggested timeline for completing your repayments is 24–48 months.

Why Start Now?

Avoiding your creditors and blocking their calls may feel like it gives you immediate relief from the mounting stress, but the reality is that avoiding your debt doesn’t actually make it go away. Instead, attempting to dodge your creditors may cause you to end up in a courtroom, removing any options you may have had for negotiating and settling in a way that works for you. But if you simply don’t have the money to repay your debts, what is the best course of action?

Debt relief companies work like a middleman between you and your creditors, speaking and negotiating on your behalf for a fair outcome. What this outcome is could be anything from a prolonged payment plan, a reduced debt, or an upfront settlement, but regardless it’s a way of managing and eventually paying off everything you owe.

Our Final Verdict: 9.1/10

Settle Debt Fast is the fastest way to settle your debt with a lender. They specialize in getting you a good deal done very quickly. They are a great company to work with if you want to settle your debts for a reduced amount very quickly.